SWPSIP.com
AMFI-REGISTERED MFD · ARN: 341075

Build Real Wealth.
One SIP at a Time.

Goal-based mutual fund guidance — retirement, education, tax saving, wealth creation. Free consultation. Written plan. Zero fee to you.

₹0
Advisory fee to you
48 hrs
Written plan delivered
40+
Free guides & articles
Book Free Consultation
We call you within 24 hours. No pressure, no obligation.
Your details go directly to us, never sold or shared
✦ AMFI-Registered MFD · ARN: 341075 ✦ Free Consultation · No Obligation ✦ Written Plan in 48 Hours ✦ Zero Advisory Fee to You ✦ We Earn Trail Commission From AMCs ✦ 40 Free Mutual Fund Articles ✦ SIP From ₹500/Month ✦ AMFI-Registered MFD · ARN: 341075 ✦ Free Consultation · No Obligation ✦ Written Plan in 48 Hours ✦ Zero Advisory Fee to You ✦ We Earn Trail Commission From AMCs ✦ 40 Free Mutual Fund Articles ✦ SIP From ₹500/Month
Why SWPSIP.com

The Advisor Who Works
For You, Not the AMC

Here's the honest picture — how we're different from a typical bank relationship manager or commission-driven distributor.

SWPSIP.com
SWPSIP.com
✓
AMFI-Registered MFD
ARN: 341075. Regulated. Accountable.
✓
Goal-Based Planning
Your goals drive the fund selection, not product targets.
✓
Written Plan in 48 Hours
Fund names, SIP amounts, timelines. In writing, always.
✓
Full Disclosure on Commission
We earn trail commission from AMCs. We tell you upfront, always.
✓
Annual Portfolio Review
Every April. Rebalancing, step-ups, performance check.
🏦
Typical Bank RM
✕
Product Targets
Pushes products with highest bank commissions, not best returns.
✕
No Written Plans
Verbal advice over the counter. No documentation.
✕
Hidden Commissions
Often never disclosed. You pay through higher expense ratios.
✕
No Goal Alignment
One-size-fits-all portfolio. Retirement vs education treated the same.
✕
High Turnover
RM changes every 12–18 months. You start over each time.
See Full Transparency Page →
Full Transparency

How We Work. How We Earn.
You Deserve to Know.

We earn trail commission from AMCs — approximately 0.3–1%/year on your invested amount. Zero direct fee to you. We disclose this because an informed client is the only kind worth having.

🤝
We Are Your MFD
AMFI-Registered Distributor (ARN: 341075). We place you in Regular Plans and earn trail commission from the AMC.
💰
What You Pay
₹0 directly to us. Ever. The expense ratio in Regular Plans (vs Direct) funds our work — built into the fund's NAV.
🔍
The Conflict
Yes — commission can create bias. SEBI requires we disclose this. We tackle it by explaining every recommendation.
✅
Your Control
Switch to Direct at any time via AMC — your investments stay intact. We support that decision, no questions asked.
What We Do

Our Core Services

📈
SIP Planning

Goal-based fund selection. The right SIP amount, the right fund, the right timeline for retirement, education, or wealth creation.

Learn more →
💸
SWP Income

Design a Systematic Withdrawal Plan that gives you a predictable monthly income from your corpus in retirement. Tax-efficient and inflation-aware.

Learn more →
💼
Lump-sum Investing

Bonus, inheritance, or maturity amount to invest? We guide you on timing, fund selection, and staggered entry using STPs.

Learn more →
🔄
Annual Review

Every April — performance check, rebalancing, SIP step-up plan, and portfolio health report. Included, not extra.

Learn more →
Book Free Consultation →
Free Tools

See Your Money
Before You Invest It.

5 calculators. No login. No sign-up. Instant results — see how ₹5,000/month grows to ₹75+ lakhs over 20 years.

QUICK SIP ESTIMATE
Monthly SIP ₹5,000
Duration 20 years
Estimated corpus
₹75.91L
at assumed 12% p.a. · not guaranteed
Full Calculator →
📈
SIP
Calculator
💸
SWP
Calculator
💰
Lump-sum
Calculator
⚡
Step-up SIP
Calculator
🏖️
Retirement Corpus Calculator
Free Education

40 Free Mutual Fund Guides

Browse All 40 →
📈
SIP Basics
SIP for Complete Beginners
5 min read →
📄
Tax Planning
ELSS: Best Tax Saving Option?
6 min read →
🏖️
Retirement
Retirement Planning with SIP + SWP
8 min read →
✨
Investor Education
Power of Compounding in Mutual Funds
5 min read →
⚖️
Comparison
PPF vs Mutual Fund: Which Is Better?
7 min read →
+35
More Articles
Browse All →
Common Questions

Frequently Asked Questions

What is a SIP and why should I invest in one?+
A SIP (Systematic Investment Plan) is a method of investing a fixed amount into a mutual fund at regular intervals — typically monthly. It removes the need to time the market, builds discipline, and benefits from rupee cost averaging. The biggest advantage: you can start with as little as ₹500/month and let compounding do the heavy lifting over time.
How does SWPSIP.com earn money? Is there a hidden fee?+
No hidden fees — ever. We earn trail commission from AMCs (mutual fund companies) on the Regular Plans we place you in. This is approximately 0.3–1% per year of your invested AUM. You pay ₹0 directly to us. This commission does create a potential conflict of interest, which we disclose upfront — as required by SEBI/AMFI. Read full disclosure →
Is my money safe? Does it pass through SWPSIP.com?+
Your money goes directly from your bank account to the AMC (e.g. HDFC Mutual Fund, SBI Mutual Fund). We never handle your funds. You can view, manage, or redeem your investments through the AMC's app at any time — completely independent of us.
What happens in the free consultation?+
A 30-minute call where we listen first. We understand your goals, timeline, current investments, and risk appetite. No selling in the first call. Within 48 hours you receive a written recommendation with specific fund names, SIP amounts, and timelines.
Can I switch to Direct Plans later if I want?+
Yes, absolutely — at any time. Submit a Change of Distributor request directly to the AMC. Your investments remain completely intact, only the trail commission redirects. Note that switching is treated as a redemption for tax purposes, which may trigger capital gains. We can help you model this decision without any pressure.
What is the minimum SIP amount I can start with?+
Most mutual funds accept SIPs from ₹500/month. Some funds have a minimum of ₹1,000. There's no maximum. We typically recommend starting with what you're comfortable with and stepping up by 10% each year — even ₹2,000/month for 20 years at 12% grows to over ₹20 lakhs.
Start Today

Every Month You Wait
Is Compounding Lost.

Free 30-minute consultation. Written plan in 48 hours. Zero fee. We earn only when you invest — so we have every reason to do right by you.

Book Free Consultation → Start Your SIP

AMFI-Registered MFD · ARN: 341075 · We earn trail commission from AMCs on Regular Plans · MF investments subject to market risks

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